Large Credit Product

Developed to finance large agricultural production and agro allied activities.
  • Loan volume ranging from above 50 million to a maximum of 1 billion for a single obligor.
  • Accessed by corporate bodies only.
  • Accessed by corporate bodies only.
  • Disbursement both cash and kind.
  • Disbursement both cash and kind.
  • Staggered disbursement.
  • Staggered disbursement
  • Backed up with viable, profitable and bankable business proposal.
  • Agro-business must be a clause in the Memart of the company for corporate applicants.
  • Security acceptable to the BOA required
  • Interest rate 14% for agricultural production and agro-processing while marketing is 20%.
  • Current tax clearance certificate required
  • Last 3 years audited statement of account or statement of affairs required.
  • Consent to mortgage of the landed property being pledged as security for the loan required

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